Changing your LAMal deductible
The deductible is changed effective 1 January. The request must reach the insurer before the end of November. Table of deductibles and indicative discounts.
Adult deductibles and indicative annual discount
| Deductible (CHF) | Indicative annual discount (CHF) |
|---|---|
| CHF 300 | — |
| CHF 500 | ≈ CHF 107 |
| CHF 1 000 | ≈ CHF 458 |
| CHF 1 500 | ≈ CHF 809 |
| CHF 2 000 | ≈ CHF 1 156 |
| CHF 2 500 | ≈ CHF 1 505 |
Indicative FOPH discounts — the exact amount depends on the insurer and the model.
Source : OFSP — primes 2026 (priminfo.admin.ch)