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LAMal CancellationLAMal · Suisse
Basic insurance · LAMal/KVG · Switzerland

Cancel your basic LAMal health insurance

Official letter template, legal deadlines, indicative premiums by canton and the addresses of licensed insurers. Everything you need to cancel by the book, before 30 November.

Free comparison in 2 minGenerate my cancellation letterSee the legal deadlines

Legal deadline

For a switch on 1 January, your cancellation must reach your insurer no later than 30 November (LAMal art. 7).

Generate your cancellation letter

Enter your details: your LAMal-compliant letter template unlocks instantly. Free and with no commitment.

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  • No obligation
  • Data hosted in Switzerland

Number required so our FINMA-licensed partner broker can call you back.

Cancellation deadline

Cancellation received by 30 Nov., effective 1 January

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Cancel basic LAMal insurance

A compliant letter generator, ready to sign and send by registered post.

Deadlines & dates

Interactive legal timeline and notice-period rules for your situation.

Premiums by canton

Indicative average FOPH premiums, by canton and postcode.

Health insurers

Cancellation addresses of licensed LAMal insurers.

LAMal guides — cancellation, premiums, deductible and insurers

Our guides explain, based on Swiss federal law in force, how to cancel basic insurance, meet the deadlines and choose a licensed insurer. No figure is invented: the real premiums are shown by canton on our dedicated pages.

LAMal blog — premiums, deductible, insurers and cancellation

Analyses and practical cases on basic LAMal health insurance, based on Swiss federal law in force and official premium data. No figure is invented: the real numbers are shown canton by canton.

Deadline guardian

Get alerted every year before the cancellation deadline.

Premium calculator

An indicative estimate of your premium based on your postcode.

Cancel in 4 steps

  1. 1

    Check the deadline

    A cancellation effective 1 January must arrive before 30 November.

  2. 2

    Prepare the letter

    Enter your insurer and details: the letter is generated automatically.

  3. 3

    Send by registered post

    Registered mail provides proof of the date the insurer received it.

  4. 4

    Confirm your new cover

    Make sure you are affiliated with a new insurer on 1 January (LAMal obligation).

Compare premiums in 10 seconds

Select your canton and deductible: we rank insurers from cheapest to most expensive, based on the official 2026 premiums.

The 2027 premiums will be announced in the autumn — set an alert to compare as soon as they are published, before the 30 November deadline.

Cancel my insurerFull comparator

Official 2026 FOPH premiums (priminfo.admin.ch). Indicative adult amounts, standard model.

Deductible comparator

Based on your expected health costs, compare the total annual cost (premium + cost-sharing) for each deductible and identify the most advantageous one.

Cross-border worker

Cross-border worker in Switzerland or new resident subject to the right of option? Identify in a few clicks the applicable scheme, the deadline and the procedure.

2027 premium alert

Be notified by email as soon as the 2027 premiums are officially announced — the right time to compare and, if needed, switch insurer before the deadline.

Choose your canton

Click on your canton to see the 2026 LAMal premiums and the cheapest insurer.

See the full map →