LAMal premiums 2026 — Lucerne
Indicative average basic-insurance premium in the canton of Lucerne. Select your postcode for a more local estimate.
In the canton of Lucerne, the basic LAMal premium depends on your premium region, your deductible and the chosen model. The covered benefits are identical from one insurer to another: at equal age, deductible and model, only the premium varies. The table below shows the real ranges for Lucerne, based on official data.
This canton has 129 localities listed in our database. Select your postcode for a more local reading, or compare premiums by licensed insurer to prepare a possible switch before the 30 November deadline.
Average adult premium (CHF/month)
≈ CHF 537
Range: CHF 453 to CHF 641 (75 insurers).
Indicative — Source : OFSP — primes 2026 (priminfo.admin.ch)
Premiums by deductible
| primes.colFranchise | Min. | Average | Max. |
|---|---|---|---|
| CHF 300 | CHF 453 | CHF 537 | CHF 641 |
| CHF 500 | CHF 442 | CHF 526 | CHF 629 |
| CHF 1 000 | CHF 412 | CHF 496 | CHF 600 |
| CHF 1 500 | CHF 383 | CHF 467 | CHF 571 |
| CHF 2 000 | CHF 354 | CHF 438 | CHF 542 |
| CHF 2 500 | CHF 324 | CHF 409 | CHF 513 |
Premiums by insurer (deductible CHF 300)
| Health insurer | Average adult premium (CHF/month) |
|---|---|
| Krankenkasse Luzerner Hinterland | CHF 453 |
| Agrisano Krankenkasse AG | CHF 482 |
| Sumiswalder Krankenkasse | CHF 489 |
| Vivao Sympany SA | CHF 490 |
| Sanitas Grundversicherungen AG | CHF 494 |
| Atupri Assurance de la santé SA | CHF 495 |
| Assura-Basis SA | CHF 497 |
| EGK Grundversicherungen AG | CHF 501 |
| Genossenschaft KRANKENKASSE SLKK | CHF 503 |
| KPT Caisse-maladie SA | CHF 506 |
| CSS Assurance-maladie SA | CHF 507 |
| ÖKK Kranken- und Unfallversicherungen AG | CHF 507 |
| CONCORDIA Assurance suisse de maladie et accidents SA | CHF 509 |
| vita surselva | CHF 512 |
| Einsiedler Krankenkasse | CHF 513 |
| rhenusana | CHF 518 |
| Aquilana Versicherungen | CHF 518 |
| SWICA Assurance-maladie SA | CHF 524 |
| sana24 AG | CHF 526 |
| Avenir Assurance | CHF 526 |
| Helsana Assurances SA | CHF 536 |
| Galenos AG | CHF 538 |
| Philos Assurance | CHF 543 |
| Visana AG | CHF 561 |
| Mutuel Assurance | CHF 596 |
Municipalities and postcodes of Lucerne
To cancel your current insurer in the canton of Lucerne and move to a more advantageous one on 1 January, observe the one-month legal notice period: your letter must be received before the end of November. If a premium increase is announced, an extraordinary one-month right of cancellation applies from the notification.