LAMal cancellation deadlines & dates
Basic insurance is cancelled effective 31 December, taking effect on 1 January. The letter must reach the insurer no later than 30 November.
Legal timeline
Premium announcement
Insurers communicate the new premiums (usually late October).
Legal basis
LAMal art. 7: the insured may change insurer at the end of a half-year with three months' notice (standard model), and at the end of the calendar year if they have chosen an ordinary deductible and the standard model, the cancellation having to reach the insurer no later than the last working day of November.