Changing your deductible
Adjust your deductible to reduce (or fine-tune) your premium, effective 1 January.
You can change your deductible with the same insurer effective 1 January. The request must arrive before the end of November.
- 1A higher deductible reduces the premium but increases your out-of-pocket share when you need care.
- 2The deductible-change request must reach the insurer before the end of November.
- 3See the table of deductibles and indicative discounts.